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Coming Soon to WhatsApp

Beat Inflation with multicurrency on
WhatsApp

Protect your money from inflation and manage your finances with AI, all inside WhatsApp.

WhatsApp encryption
AI-powered insights
Multicurrency wallet

Meet Credvia AI – Your WhatsApp Finance Assistant

A conversational AI assistant that helps you bank smarter, save more, and grow your money, all through the familiar interface of WhatsApp.

Multicurrency Wallet

Store and convert between Naira, USD, and other currencies instantly.

Send/Receive Money

Transfer money to anyone with just a phone number or username.

AI Insights

Get personalized financial advice and spending insights powered by AI.

Bill Payments

Pay bills, buy airtime, and manage subscriptions all in one place.

Everything You Need to Manage Money Smarter

Wallets & FX Conversion

Multi-currency support with real-time exchange rates

  • Instant currency conversion
  • Best exchange rates
  • No hidden fees

Accounts & Payments

Seamless money transfers and bill payments

  • Instant transfers
  • Bill payment automation
  • Scheduled payments

AI Finance Insights

Personalized financial advice and analytics

  • Spending analysis
  • Savings recommendations
  • Budget tracking

Savings & Budgeting

Smart savings tools and goal tracking

  • Automated savings
  • Goal-based saving
  • High-yield savings

How It Works

1

Join Waitlist

Sign up to be among the first 500 users to experience banking on WhatsApp.

2

Start Chat on WhatsApp

Receive an invitation to start chatting with Credvia AI on WhatsApp.

3

Verify KYC & Start Using Credvia AI

Complete quick verification and start using Credvia AI with AI assistance.

Experience Conversational Finance Like Never Before

Chat with AI, Manage Money with Confidence

Simply type “check my balance” and watch as our AI understands your intent and executes transactions seamlessly through WhatsApp.

  • Natural language processing
  • Context-aware responses
  • Multi-language support
Credvia AI Chat Interface - Money Transfer

Multi-Currency Wallets at Your Fingertips

Manage Naira, USD, and other currencies in one place. Convert between currencies instantly with the best rates and no hidden fees.

  • Real-time exchange rates
  • Instant currency conversion
  • Zero conversion fees
Credvia AI Chat Interface - Currency Conversion

AI-Powered Financial Insights

Get personalized financial advice, spending analysis, and smart recommendations to help you save more and spend wisely.

  • Spending pattern analysis
  • Smart savings recommendations
  • Budget tracking alerts
Credvia AI Chat Interface - Financial Insights

Bank-Grade Security on WhatsApp

Your financial data is protected by WhatsApp's end-to-end authentication for all transactions.

  • End-to-end encryption
  • PIN protection for transactions
  • Biometric authentication
Credvia AI Chat Interface - Security Verification

Your Money, Secured

We use WhatsApp's end-to-end encryption and work with licensed partners and fintech providers to ensure your money is always safe and secure.

WhatsApp Encryption

End-to-end encryption ensures your conversations and data are private.

PIN Protection

Additional PIN protection for all financial transactions.

Licensed Partners

Partner with CBN-licensed fintech providers for secure banking.

Reserve Your Spot

Limited spots for first 500 testers. Be among the first to experience banking on WhatsApp.

Conversational Finance is Here.

Join the revolution in conversational finance. Experience the future of finance, today.