Now live in Nigeria

Powering Credit Sales
Without Risk

Enable your customers to buy now and pay later with our plug-and-play infrastructure. We handle collections, you keep the sales.

No credit risk
14-day free trial
Setup in minutes
Credvia business dashboard
Trusted by Businesses Across Africa

Proven Results That Speak for Themselves

Join hundreds of businesses already growing with Credvia's credit sales infrastructure

500+
Active Businesses
Growing daily across Nigeria
₦2.5B+
Credit Sales Processed
Total value of transactions facilitated
98.5%
Collection Rate
Industry-leading payment success rate
3 Min
Average Setup Time
From signup to first credit sale
Join the growing community of successful businesses
SIMPLE 3-STEP PROCESS

From Setup to First Collection

Get your credit sales infrastructure running in minutes, not months. Our streamlined process eliminates complexity while maximizing results.

01

Create Credit Sale

Record & Configure

Log customer credit sales through our intuitive mobile app or web dashboard. Set flexible repayment schedules, due dates, and installment amounts with just a few taps.

Mobile-first interface
Flexible payment terms
Real-time dashboard
02

Digital Agreement

Secure & Automated

Customer receives a secure link to sign the repayment agreement digitally. They link their preferred payment method for automated, hassle-free deductions.

Digital signatures
Bank account linking
Military-grade security
03

Automated Collections

Smart & Reliable

Credvia handles everything else. Smart reminders via SMS, WhatsApp, and email. Automatic payment collection ensures you receive funds without manual follow-up.

Multi-channel reminders
Auto-debit collection
Payment tracking

Ready to Transform Your Business?

Get started in just 3 minutes

Trusted by Businesses Across Industries

From small retailers to large enterprises, our platform adapts to your specific needs and payment patterns.

Fashion & Retail

Enable customers to buy outfits, accessories, and seasonal items with flexible payment plans.

Avg. Order
₦45,000
Collection Rate
96.8%
Payment Period
2-4 months
Business Types
Fashion StoresBoutiquesAccessoriesShoe Stores
SUCCESS STORY

Chika's Fashion increased sales by 40% offering 3-month payment plans for premium outfits.

Furniture & Home

Sell big-ticket items like furniture, appliances, and home decor with installment plans that make quality living accessible.

Avg. Order
₦180,000
Collection Rate
94.2%
Payment Period
6-12 months
Business Types
Furniture StoresHome DecorAppliancesElectronics
SUCCESS STORY

HomeCraft Furniture doubled their customer base by offering 6-month payment plans.

Healthcare & Education

Make essential services like medical treatments, school fees, and educational materials accessible with manageable payment options.

Avg. Order
₦85,000
Collection Rate
98.1%
Payment Period
3-6 months
Business Types
PharmaciesSchoolsClinicsTraining Centers
SUCCESS STORY

Bright Future Academy increased enrollment by 60% with flexible fee payment options.

Industry-specific solutions available

Why Choose Credvia?

Everything you need to offer credit sales safely and efficiently

Zero Credit Risk

We empower your business to offer flexible payment plans without taking on the financial burden. Credvia manages the entire collection process, from automated reminders to direct debit enforcement, ensuring you get paid on time, every time. Focus on growing your sales, not chasing payments.

Zero Credit Risk illustration

Smart Automation

Our intelligent system automates payment reminders via SMS, WhatsApp, and email, significantly reducing manual effort. In cases of delayed payments, our built-in escalation workflows ensure timely follow-ups, maintaining a high collection rate without straining customer relationships.

Smart Automation illustration

Seamless Integration

Whether you're a small business using our mobile app or a large enterprise leveraging our APIs/SDKs, Credvia integrates effortlessly into your existing sales and checkout flows. Our direct debit feature ensures secure and automatic collections directly from customer bank accounts or cards.

Seamless Integration illustration

See Credvia in Action

Powerful tools designed specifically for African businesses

Credvia business dashboard

Business Dashboard

Get complete visibility into your credit sales operations with our intuitive dashboard. Monitor performance, track payments, and manage customer relationships all in one place.

Track all credit sales in real-time
Monitor sales performance and payment status instantly
Monitor payment schedules and overdue accounts
Stay on top of payment deadlines and collections
Manage customer relationships and credit limits
Set and adjust credit limits based on customer history

What Our Businesses Say

Hear from the entrepreneurs who are growing their sales with Credvia

"Before Credvia, I was losing customers who couldn't pay upfront. Now I can offer payment plans confidently, knowing I'll get paid on time. My sales have increased by 40% in just 3 months!"
Chika Okafor
Chika Okafor
Fashion Store Owner, Enugu
"Credvia's seamless integration allowed us to offer flexible payment options without any hassle. Our customer base has expanded significantly, and the automated collections are a lifesaver!"
Kwame Nkrumah
Kwame Nkrumah
Electronics Retailer, Accra
"Managing school fees was always a challenge, but Credvia changed everything. Parents appreciate the flexible payment plans, and our collection rate has never been higher. Highly recommended!"
Aisha Bello
Aisha Bello
School Administrator, Lagos
Mobile App Available

Manage Your Credit SalesOn the Go

Download the Credvia mobile app to create credit sales, track payments, and manage your business from anywhere. Available for Android and iOS devices.

Create credit sales in seconds
Real-time payment tracking
Automated collection reminders
Offline mode support
Secure digital agreements
Multi-language support
4.8/5
10,000+ downloads

Credvia

Credit Sales

Today's Sales₦125,000
Pending Collections₦45,000
On track
Join 500+ Businesses

Ready to Transform YourCredit Sales?

Start selling on credit without the risk. Join hundreds of businesses already growing their revenue with Credvia's flexible payment infrastructure.

Start Free Trial

Get started in minutes. No credit card required.

See How It Works

Watch a 3-minute demo and see Credvia in action.

No setup fees
14-day free trial
Cancel anytime